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Did you know that a simple feature on your automobile like anti-lock brakes entitles you to an insurance discount? It's true; the safer your vehicle is, the less you will ultimately have to pay for auto insurance. So when you're shopping around for a car, spending a little extra for safety features is rewarded in the long run via lower premiums.
Make sure you know what coverage types are important when choosing auto insurance. There are many options available, but they may not all make sense for your situation. If you have a history of accidents, it may be worthwhile to pay for collision coverage.
If you drive a sports car, trade it in for something less sporty. If you drive a sports car, you can expect to pay a higher policy cost. Pick a small, less flashy, economical car. If you have a larger motor, you are going to have to pay more to insure it. Sports cars are targets of theft, therefore the insurance will cost more.
In order to save the most amount of money on auto insurance, you need to thoroughly check the particular company's discounts. Every company is going to offer different discounts for different drivers, and they aren't really obligated to tell you. Do your homework and ask around. You should be able to find some great discounts.
Check with your auto insurer to find out if registering your spouse as a co-driver can help reduce your premiums. Many insurance companies offer discounts in such situations. Their reasoning is that married drivers are motivated to drive more cautiously. If your insurer offers such a deal, be sure to take advantage of it.
Although there are other ways to cut your auto insurance expense, reviewing several quotes is the easiest way to cut your rates. Speak to several insurance companies or agents to understand how you can get lower rates. Even if you need SR-22 insurance, shopping around online can help you find the lowest rates on your auto insurance.